Privacy Policy

Overview

This Privacy Policy describes how we collect, use, and share information when you use our Home Improvement Loan Calculator website ("Service"). By using our Service, you agree to the collection and use of information in accordance with this policy.

Information We Collect

When you submit the contact form on our Service, we collect:

• Email address
• Phone number (if provided)
• ZIP code
• Financing timeline/urgency
• Calculator inputs (project cost, credit score range, loan terms)

We may also automatically collect certain information about your device, including your IP address, browser type, and pages visited.

How We Use Your Information

We use the information we collect to:

• Send you the loan comparison summary you requested
• Provide you with helpful financing tips and educational content
• Connect you with trusted lending partners who may offer financing options relevant to your needs
• Improve our Service and user experience
• Comply with legal obligations

Information Sharing

We may share your information with third-party lending partners. These partners include mortgage lenders, banks, credit unions, and licensed loan brokers who may contact you by email, phone, or mail to discuss financing options.

By submitting your information through our contact form and checking the consent box, you expressly consent to:

• Receiving communications from us regarding your loan comparison
• Having your information shared with our network of lending partners
• Being contacted by these partners about home improvement financing options

We may also share information with service providers who assist us in operating our website, conducting our business, or servicing you, as long as they agree to keep this information confidential.

Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.

Your Rights and Choices

You have the right to:

• Opt-out of communications: You can unsubscribe from our emails at any time by clicking the unsubscribe link in any email
• Access your data: Request a copy of the personal information we hold about you
• Delete your data: Request that we delete your personal information
• Correct your data: Request that we correct inaccurate information

To exercise any of these rights, please contact us at the email address below.

California Residents (CCPA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA):

• The right to know what personal information we collect and how it is used
• The right to know whether your personal information is sold or disclosed and to whom
• The right to opt-out of the sale of your personal information
• The right to equal service and price, even if you exercise your privacy rights

We may sell personal information as defined by the CCPA. The categories of personal information we may sell include: identifiers (name, email, phone), commercial information (loan preferences), and internet activity (pages visited). To opt-out of the sale of your personal information, please contact us.

Security

We implement reasonable security measures to protect your personal information. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Third-Party Links

Our Service may contain links to third-party websites. We are not responsible for the privacy practices of these websites and encourage you to review their privacy policies.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

Contact Us

If you have questions about this Privacy Policy or wish to exercise your rights, please contact us at:

Email: [email protected]